SBA Working Capital Loan

Invest in Your Business With an SBA Working Capital Loan

Invest in Your Business With an SBA Working Capital Loan


Why it's Better to Get Your Loan Through Us
Business owners love the long repayment terms of a working capital SBA loan and the low interest rates . But did you know that the traditional way of applying at a bank can be slow, cumbersome and less likely to result in a loan approval? 

At American Capital Express we make it easy to apply for a working capital SBA loan online. Our lender network helps us deliver a loan much more often because we align your business with the bank most likely to come through with the funding you need!

Ways to Use Your SBA Working Capital Loan:

✅  Hire new staff
✅  Beef up inventory
✅  Satisfy operating expenses
✅  Purchase needed equipment
✅  Implement marketing programs
✅  Refinance debt at a lower interest rate

4 Easy Steps to Refinance Your Debt
  • Pre-Qualify (does not impact your credit score)
    Provide us with some basic information online and we’ll let you know if you are pre-qualified for an SBA loan of $30,000 - $350,000. If you are unable to pre-qualify, we'll see if we can arrange a bank term loan through one of our banking partners.

  • Provide Documentation
    Upload the indicated documents – we can assist you if needed.

  • Financial Information
    Provide information about your business and the business owners. We’ll let you know if you qualify to finance over your loan over 10 years with low monthly payments.

  • Funding
    We’ll review your financials to confirm your business can support the monthly loan payments. Funds can then be deposited to your bank account in as little as 7 days after you complete the application.
Loan Requirements
✅  In business 2+ years
✅  Have cash flow to support business
✅  Personal credit scores above 650 for business owners
✅  Business owners are U.S. citizens or legal permanent residents

❌  No Bankruptcies or foreclosures in the last 3 years
❌  No prior loan defaults on government-backed loans
❌  No using proceeds for unpaid taxes
❌  No outside tax liens
What Will You Do With an SBA Working Capital Loan?
What Will You Do With Your SBA Loan?
We offer attractive financing options small business owners like you who want to grow.

Call or click below to get started!
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